A New York Mortgae Planners View:

What A magical year!

Just 3 years after the most conservative mortgage client would have paid off their house, reduced their biggest bill so to speak, now they can kick back and retire get 3 years of social security!

Bunk! We are out of money the young polite lady on the other side of the phone says, as in matter of fact we need to put down the phone because the government only printed so much money to pay for the first 3 minutes of the conversation only....

Ouch! what an awful situation. the good news though, there are other ways called non qualified contribution you can save money in for retirement purposes and one way has to do something with the mortgage. as in matter of fact the non qualified label stands for government, They they are not qualified to control it!

Think of it

Don't rely on the goverment for anything, just use the platform they provide know it, and use it well.

Sincerely

Joel Silberstein 2041 The Year That Social Security trust will officially be out of money

I thought it is a great cartoon it can be found on http://www.msnbc.com/ 

What I learned from that is That while the battle between the sharks goes on, there is another company doing something very right! Google always was the leader for adding value to the consumer. allot of free things. I can even remember talks in the investors circles if it pays to invest in google, What value do they have what is their product? but in the mean time google kept on adding value opened up business services add-words free search engines to websites and desktops. this is the way they grew they focused on the value they bring to consumers not by swallowing the competitor, Not by violating (or being accused of)anti trust laws.

The same we should all behave in our respective businesses, don't focus on what you will be getting out of it, just add value and keep on doing it. If you take care of enough people there will plenty who will take care of you! (Misquoted quote from Zig ziglar)

Just a thought!

Sincerely,

Joel Silberstein