Having been quite successful in Real Estate as an Investor, I joined the mortgage industry late 2004 right after the refinance boom. Recognizing that the mortgage is not an isolated transaction that will determine the profitability of the property but rather play's a larger role in the overall financial health of someones life.I then aligned my self with financial educators and financial planners in order to bring the most value to myself, partners and clients.

I Studied the robes and chains of finance and personal finance until I have become a financial educator and publisher. I am now a regular contributor of financial timely articles of community 50,000 members. I now advise and educate young people in my community on how to establish and manage their finance and well being.

My expertise

is to advise partners and clients on structuring properly residential and commercial purchases while sustaining a state of liquidity and safety and maximizing their rate of return.

February 11, 2009 

Dear Joel:

I would like to express my thanks to you for the smooth and pleasant loan process you provided. I've been thru multiple closings with other mortgage brokers and your professionalism and expertise far exceeded my previous experiences. You went above and beyond, ensuring that all my questions and concerns were completely clarified throughout the entire process. Needless to say there were no hidden fees or unpleasant surprises at the closing. Each fee was clearly noted, and matched with what was communicated VIA the GFE prior to closing.

Sincerely,

R Lax
Brooklyn NY

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Dear Joel

I feel compelled to tell you that you treated me with the utmost respect, you are a respectable man!

M.R Attorney

Bayside Queens

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Dear Joel

I just wanted to let you know that you taught us much more then anybody we seen before you!

Thank you

Gf and MS

First time home buyers

Far Rockaway NY

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Dear Joel

You have been giving so much information about general finance I absolutely love it, I now forwarded it right away to my friends and colleagues

Thank you

KF

Foreclosure bail out

Atlantic Beach NY

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Joel

Thank a million, You are a true gentleman. 

Chaim (Brooklyn)